Social Security Administration (SSA) recently announced that social security benefits will increase by 2.8% for 2019.  This is a nice increase for those who are collecting or about to collect.  With healthcare costs, grocery bills, and gas prices increasing year over year, the bump is a welcome raise.  Interest rates are higher as well which … Continue reading 2.8% Increase for Social Security Benefits in 2019

"Turkey for me, Turkey for you” – Adam Sandler, “The Thanksgiving Song” It seems not too long ago the financial news was celebrating Apple hitting $1 trillion in market cap. As of now, Turkey and the threat of contagion are dominating the headlines.  Reminder, media companies need your attention and they are well aware of … Continue reading The Three T(s)

Year to date, as of 06/19/2018, the NASDAQ is up 14.5% and the Dow Jones Industrial Average is up .80 %.  A quick repeat of the methodology of both indices.  The Dow Jones Industrial Average ("DOW") is an index made up of 30 stocks.  What 30 stocks?  Thirty stocks that Dow Jones and the WSJ … Continue reading Lucky to be a US Investor

My wife and I just welcomed our third girl on May 11th. It is both exciting and extremely stressful. Being a financial advisor over the last 10 years, I have projected income and expenses into the future for over 400 families.  Needless to say, I was well aware of what the costs of having children … Continue reading Three Under Three

"The stock market is a giant distraction to the business of investing." - John C. Bogle, the founder of Vanguard  ("The Little Book of Common Sense Investing:  The Only Way to Guarantee Your Fair Share of Stock Markt Returns") It's no surprise that the markets have been crazy the last few months.  If it is … Continue reading Some Thoughts on Volatility